Representative Matters

Gary Khutorsky concentrates his practice on defending insurers nationally in insurance coverage and bad faith litigation, including general liability, professional liability, automobile liability, and property coverage.

For over three decades, Gary's work has involved every aspect of insurer representation, from rendering coverage advice to prosecuting and defending declaratory judgment actions at the trial court level and on appeal. In the course of his practice, he has authored thousands of coverage opinions, litigated hundreds of declaratory actions, and has been involved in some of the highest profile and complex coverage matters of the day, including the Jerry Sandusky sex abuse scandal at Penn State, San Bernardino and Pulse Nightclub mass shootings, U.S. Soccer concussion litigation, the mass casualty event at the 2021 Astroworld Festival, the Champlain Towers Surfside collapse, and other notable cases.

Honors & Awards

  • Professional
    • Recognized on the Super Lawyers list by Florida Super Lawyers magazine, 2015 – 2019
    • Named a "Legal Leader" by Florida Trend's Legal Elite
    • Holds the AV® Peer Review Rating from Martindale-Hubbell, its highest rating for ethics and legal ability
  • Academic
    • University of Florida
      • Florida International Law Journal, Student Works Editor

Representative Matters

  • Kinsale Ins. Co. v. Pride of St. Lucie Lodge 1189, Inc., 2022 WL 2763325 (S.D. Fla. July 14, 2022)
  • Peterson v. United States Liability Ins. Co., 2022 WL 2317872 (M.D. Fla. March 18, 2022)
  • Global Travel International, Inc. v. Mount Vernon Fire Ins. Co., 2021 WL 6070579 (M.D. Fla. Dec. 21, 2021)
  • RPM Realty, LLC v. Atlantic Cas. Ins. Co., 2020 WL 6393042 (S.D. Fla. June 16, 2020)
  • Swann Avenue Townhomes POA, Inc. v. Atlantic Cas. Ins. Co., 2020 WL 13389278 (M.D. Fla. Nov. 24, 2020)
  • Atlantic Cas. Ins. Co. v. Legacy Roofing of FL/Ahead General Contractors & Restoration, LLC, 2020 WL 6115326 (S.D. Fla July 27, 2020)
  • Atlantic Cas. Ins. Co. v. Innovative Roofing Systems, Inc., 411 F.Supp.3d 1287 (M. D. Fla. 2019)
  • MESA Underwriters Spec. Ins. Co. v. High Class Parking Services, Inc., 2018 WL 8311469 (S.D. Fla. Sep. 11, 2018)
  • Atlantic Cas. Ins. Co. v. Ca'D'Oro, 362 F.Supp.3d 1268, 1273 (S.D. Fla. 2018)
  • Philadelphia Indem. Ins. Co. v. Florida Memorial University, 307 F.Supp.3d 1343 (S.D. Fla. 2018)


Gary frequently lectures at industry seminars on insurance coverage and bad faith issues.

J.D., University of Florida, 1989

B.S./B.A., with honors, Psychology/Russian Studies, University of Florida, 1986