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Hinshaw's Ronald Kammer and Holly Harvey Discuss COVID-19 Insurance Claims in Coral Gables Magazine

October 9, 2020

Hinshaw partners Ronald Kammer and Holly Harvey are quoted in a Coral Gables Magazine article titled "Staking Your Insurance Claim." In the article, Harvey and Kammer explain why policyholders face uphill challenges for COVID-19 business interruption claims under typical business property policies. They also review the threat of high-risk claims, such as workers' compensation and employer liability claims.

"[Business property] policies typically require a direct physical loss to the property in order to trigger coverage," said Kammer. "Because a virus like COVID-19 does not cause physical damage, those claims would be dismissed by the courts.

"We've only seen the tip of the iceberg in regard to COVID insurance claims," added Harvey. "We expect to see workers' compensation and employer liability claims in the months ahead. That is already occurring in the cruise lines and hospitality industries."

Read the October 2020 edition of Coral Gables Magazine

"Staking Your Insurance Claim" was published by Coral Gables Magazine, October 2020

Hinshaw & Culbertson LLP is a U.S. based law firm with offices nationwide and in London. The firm's national reputation spans the insurance industry, the financial services sector, and other highly regulated industries. Hinshaw also serves as counsel to the professional services sector, and provides business advisory and transactional services to clients of all sizes.