Hinshaw & Culbertson LLP is pleased to announce that 80 lawyers are recognized in the 2026 edition of The Best Lawyers in America, with ten receiving this honor for the first time. Additionally, 22 Hinshaw lawyers are included in The Best Lawyers: Ones to Watch.

View Hinshaw's firm and attorney recognitions in the 2025 edition of Chambers USA: America's Leading Lawyers for Business.

Hinshaw & Culbertson LLP is pleased to announce that Lauren Campisi, Partner-in-Charge of the firm's New Orleans, Baton Rouge, and Houston offices, was elected to the Board of Regents of the American College of Consumer Financial Services Lawyers.

Lauren Campisi was the featured guest on an episode of the October Research Keys to Real Estate podcast. In the episode—titled “Fishing for Answers About Chevron Deference,”—Campisi delves into how the Loper Bright v. Raimondo case, a legal challenge to the longstanding Chevron doctrine of statutory interpretation, has created ripples across the real estate industry.

In the July 19, 2021 edition of the ARM Compliance Digest, Hinshaw partner Lauren Campisi discusses a District Court decision to grant a defendant’s motion for summary judgment on all claims in a Fair Credit Reporting Act and Fair Debt Collection Practices Act case after it was accused by the plaintiff of not properly investigating a disputed debt because the plaintiff did not do his part in submitting documents to substantiate his claim that he was the victim of identity theft:

Hinshaw's Lauren Campisi, Mike Guerrero, and Adair Kingsmill presented a webinar titled "TCPA Compliance Issues and the Impact of the Supreme Court Decision" on April 15, 2021, for the Mortgage Bankers Association (MBA). The program examined the latest compliance considerations regarding the evolving Telephone Consumer Protection Act (TCPA). In addition to providing a summary of the TCPA and its applicability to mortgage finance, the speakers addressed vital compliance issues for organizations to be aware of and provided solutions to help avoid complaints and potential litigation in the wake of significant decisions.

Hinshaw partners Sam Bodurtha, Lauren Campisi, Brian McGrath, Stephanie Mulcahy, and Charles Townsend will present at the Mortgage Bankers Association's Legal Issues and Regulatory Compliance Conference, which will take place in San Diego, California, from May 14 to 17, 2025.

Join industry-leading automotive finance attorneys in Chicago on May 1, 2025, for a day-long complimentary seminar on the latest federal and state developments impacting consumer and commercial lending within the industry.

Join industry-leading automotive finance attorneys in Chicago on May 16, 2024, for a day-long complimentary seminar to discuss the latest federal and state developments impacting the industry.

Increased regulatory enforcement is on the horizon. Foreclosure activities will eventually resume. Consumer litigation will follow.

Hinshaw's Lauren Campisi will present at the American Bar Association's (ABA) Consumer Financial Services Committee Virtual Winter Meeting on January 27, 2021. Titled "Regulating the Cost of Consumer Credit in 2021 and Beyond," Campisi's program will explore the tension between federal and state regulation of consumer credit. It will include a discussion on the True Lender and Valid When Made rules and the impact of the Fintech Charter and potential rate exportation and preemption. As part of her presentation, Campisi will also address how these developments—and several others—may impact the consumer credit industry, including what products are offered, how, and by whom.

On December 17, 2024, the Federal Trade Commission (FTC) issued its final trade regulation rule, "Rule on Unfair or Deceptive Fees," commonly referred to as the "Junk Fees Rule." We review the significance of the Final Rule as it applies to the auto industry.

We analyze in this client advisory the recent decision by a unanimous U.S. Supreme Court to narrow the definition of what constitutes an automatic telephone dialing system, or autodialer. Our analysis includes a take on the potential impacts of the decision, as well as the significance of a Democratic Party-controlled FCC. We note that the TCPA has not gone away and callers should continue to carefully consider how best to comply with its provisions to avoid further litigation and regulatory risk.

In its recent Special Edition of Supervisory Highlights on COVID-19 Prioritized Assessments, the Consumer Financial Protection Bureau (CFPB) summarized challenges and risks with respect to several industries it had informally examined since the start of the pandemic. Beginning in May 2020, the Bureau rescheduled about half of its planned examinations and instead conducted "prioritized assessments" in response to the pandemic. These assessments included seeking information on how institutions were responding and communicating with consumers, and also examining how institutions were confronting and adapting compliance in response to the pandemic.

In anticipation of the expiration of federal COVID-19 pandemic foreclosure protections, the Consumer Financial Protection Bureau has issued a final rule amending its federal mortgage servicing regulations. Among other changes, effective from August 31, 2021 through December 31, 2021, a borrower must be given an opportunity by the mortgage servicer to explore all available loss mitigation options before a foreclosure proceeding can be commenced on a borrower's principal residence. The final rule also gives servicers greater flexibility to offer borrowers COVID-19-related streamlined loan modifications, creates new, temporary early intervention requirements for live contact, and clarifies how to exercise reasonable diligence with respect to incomplete loss mitigation applications related to COVID-19.

A unanimous United States Supreme Court (SCOTUS) on April 1, 2021, resolved more than a decade of Telephone Consumer Protection Act (TCPA) litigation and untold millions of dollars in claims by disentangling the contorted definition of automatic telephone dialing system (ATDS), or autodialer. Courts have struggled to uniformly define this equipment, creating a Circuit split. One side holding an incredibly broad range of equipment could be deemed an autodialer by including within the definition equipment capable of storing telephone numbers to be called whether or not the equipment used a random or sequential number generator. The other holding that a much narrower class of equipment should fall within the definition, requiring the equipment to either store or produce telephone numbers using a random or sequential number generator. SCOTUS favored the latter, narrower interpretation.