Commercial Finance

We counsel banks, credit unions, and non-bank lenders on operational, transactional, and regulatory matters. From loan documentation to compliance with banking regulations, our team supports financial institutions in navigating risk and delivering value to their customers.

We represent lenders and borrowers in structuring secured and unsecured lending arrangements, including working capital lines, term loans, and revolving credit facilities. Our team provides tailored solutions that help clients maximize collateral and maintain flexibility.

Hinshaw advises on international lending transactions involving multiple jurisdictions and currencies. We help clients manage legal risk, regulatory compliance, and enforceability issues when structuring cross-border credit facilities, guarantees, and security arrangements.

We support private lenders, family offices, and funds in structuring and negotiating bespoke loan transactions. Our counsel balances return optimization with enforceability and borrower-specific risk considerations across a wide range of industries.

Our team advises on the financing of real estate acquisitions, developments, and refinancing transactions. We work with lenders and borrowers on construction loans, bridge loans, and permanent financing for commercial, industrial, and multifamily projects.

We help clients execute complex and nontraditional finance arrangements, including mezzanine lending, securitizations, receivables-based lending, and structured credit products. Our lawyers bring creativity and precision to support specialized capital strategies.