Mortgage lending and servicing can be a challenging business. Courts, legislative bodies, regulators, industry experts, consumer watchdog groups, and lawyers constantly generate new decisions, directives, and complaints that regularly change the industry's landscape. As part of an ever-changing industry, you must constantly wrestle with new and unknown obligations, risks and potential liabilities.
Passionate and Dedicated Legal Partner
You need experienced and passionate counsel to help you manage these challenges. At Hinshaw, we define passion as having the commitment, conscientiousness, and resilience to succeed. We're ready to roll up our sleeves and get to work on developing creative legal solutions on your behalf.
This is more than a fad. We have been at this since well before mortgage servicing became a buzz word. Our experience allows us to provide you with tailored legal advice necessary to meet the latest challenges and get you back to your business.
We work with clients to create favorable law. In partnership with our clients, we establish precedential legal principles. For example, matters we have assisted the industry in defining:
- When foreclosure plaintiffs have the necessary standing to pursue a legal remedy in court;
- Which portions of the power of sale must be strictly complied with prior to foreclosure;
- The validity of Assignments of Mortgage;
- When an offer to modify creates a binding contract;
- That individual borrowers do not have standing to raise non-compliance with Pooling and Servicing Agreements; and,
- A note discharged in bankruptcy can confer standing to a subsequent assignee to enforce the mortgage.
Our Client Service Philosophy
Our mission is to deliver highly effective and efficient client service. That means we want to get to know you, your culture, your business and your goals. Familiarity with your business allows us to tailor our service to your particular needs and objectives.
When you reinvent yourself, so do we. We have been a part of organizational shifts alongside our clients, whether that's servicing transfers, technology or platform changes, or regulatory mandates. We don't practice law in a vacuum because we appreciate that what we call a legal challenge is your operational hurdle. With all the need to adapt and pivot, we know what's most important at core: your customers. It's what drives your business, and it's what drives ours.
National Reach. Local Approach.
Our team has a national reach with a local approach. Our Consumer Financial Services group is a unified team of lawyers with a shared relentless passion for client-focus and attention. We offer services across the United States, utilizing best practices to meet the challenges in each jurisdiction.
Mortgage and lending industry participants we routinely represent include:
- financial institutions
- servicers, sub-servicers, and specialty servicers
- mortgage insurers
- warehouse lenders
Our courtroom experience includes cases in state, federal and bankruptcy courts throughout the nation. We routinely handle actions involving allegations related to wrongful foreclosure and eviction, both as class actions and individual actions. Our attorneys also manage multi-state litigation portfolios for servicing clients, including overseeing budgets, local counsel and underlying foreclosure and bankruptcy cases.
Following industry trends and breaking news that impacts your business—and providing analysis to you about them—are a priority for us. We blog about these topics at Consumer Crossroads, and also publish a newsletter and client alerts. Our blog is our online community. We invite you to follow the conversation by subscribing at www.hinshawcfs.com.
- Han Sheng Beh
- Mina M. Beshara
- Samuel C. Bodurtha
- Dana B. Briganti
- Robert M. Buchholz
- Gary E. Devlin
- Barbara Fernandez
- Jennifer L. Fisher
- Aaron A. Fredericks
- Miguel A. Gonzalez
- Jennifer L. Gray
- Peter A. Hernandez
- Adair L. Kingsmill
- Schuyler B. Kraus
- Hale Yazicioglu Lake
- Brian S. McGrath
- Maura K. McKelvey
- Concepcion A. Montoya
- Stephanie N. Mulcahy
- Ashley R. Newman
- Jordan S. O'Donnell
- Jason J. Oliveri
- Carlos A. Ortiz
- Ronald H. Park
- Justin M. Penn
- Vanessa V. Pisano
- Brent M. Reitter
- Fernando C. Rivera-Maissonet
- John P. Ryan
- Adam L. Saper
- Andrew M. Schneiderman
- David M. Schultz
- Ellen B. Silverman
- Eric J. Simonson
- Mitra P. Singh
- Todd P. Stelter
- Jennifer W. Weller
- Brian S. Whittemore
- Sam S. Zabaneh
- Melisa Zukic
- March 30, 2021
- December 10, 2020
- Maura McKelvey to Present at National Forum on Residential Mortgage Regulatory Enforcement & LitigationNovember 17, 2020
- November 10, 2020
- November 9, 2020
- May 6, 2019
- Hinshaw Partner Barbara Fernandez Recognized as a 2021 Influential Business Woman by South Florida Business JournalApril 9, 2021
- Carlos Ortiz Analyzes in ARM Compliance Digest: CFPB Rescinds Policy on Identifying Abusive Acts or PracticesMarch 22, 2021
- Reviewing Landmark NY High Court Ruling in "Mortgage Prom" Litigation: Schuyler Kraus and Brian McGrath Provide Analysis in Law360 and American BankerMarch 10, 2021
- Vaishali Rao Analyzes in ARM Compliance Digest: CFPB Announces First Enforcement Action Under New LeadershipMarch 8, 2021
- Vaishali Rao Analyzes in ARM Compliance Digest: CFPB Releases Special Supervisory Highlights on Response to COVIDFebruary 8, 2021
- David Schultz Analyzes in ARM Compliance Digest: CFPB, State AGs Reach $85M Settlement With Mortgage ServicerDecember 21, 2020
- October 8, 2019
- October 7, 2019
- November 4, 2016Consumer Financial Services Alert
- August 3, 2016Consumer Financial Services Alert
- July 25, 2016Consumer Financial Services Alert
- Illinois Appellate Court Reviews the Rights of a Lender as a Mortgage Holder Under a Standard Mortgage Clause in an Insurance PolicyMarch 25, 2015Corporate / Financial Institutions Alert