Hinshaw & Culbertson LLP is proud to announce that BTI Consulting has ranked the firm as a “Powerhouse in Litigation”—the highest client satisfaction tier—in its “BTI Litigation Outlook 2027: More Aggressive. More Complexity. Higher Stakes.” client survey.

Hinshaw & Culbertson LLP is pleased to announce that Fernando Rivera-Maissonet has been elected as the Hispanic National Bar Association’s (HNBA) Region II (New York) Governor for the 2026–2028 term.

Hinshaw & Culbertson LLP is pleased to announce that James (Jim) Sandy, partner-in-charge of the firm’s Cleveland office, has been selected by Crain’s Cleveland Business as a 2026 Notable Leader in Accounting, Consulting & Law.

Read about the significance of New York’s Foreclosure Abuse Prevention Act (FAPA) for mortgage lenders and loan servicers, as Hinshaw partner Brian McGrath discusses in a recent Newsday article.

Read Akeela White’s breakdown of the House Financial Services subcommittee’s hearing on credit reporting—and what proposed reforms could mean for compliance and litigation risk.

Read an AccountsRecovery.net column by Hinshaw partner Justin Penn analyzing the significance and key takeaways of a recent FCRA ruling, which dismissed most claims against a defendant accused of improperly reporting mortgage delinquencies during COVID-19 forbearance periods.

Hinshaw partners Brian McGrath, Lauren Campisi, and Leslie Meredith will speak at the Mortgage Bankers Association’s (MBA’s) 2026 Compliance and Risk Management Conference at the Grand Hyatt in Washington, DC, from September 27–29, 2026.

Hinshaw proudly serves as a Diamond Sponsor of the Mortgage Bankers Association’s Legal Issues and Regulatory Compliance Conference in Miami from May 4 to 7, 2026.

Hinshaw partners Sam Bodurtha, Lauren Campisi, Brian McGrath, Stephanie Mulcahy, and Charles Townsend will present at the Mortgage Bankers Association's Legal Issues and Regulatory Compliance Conference, which will take place in San Diego, California, from May 14 to 17, 2025.

Increased regulatory enforcement is on the horizon. Foreclosure activities will eventually resume. Consumer litigation will follow.

Read our new blog post on the Illinois Supreme Court’s Watkin decision confirming mortgage liens survive foreclosure limitations.

Read about two significant wins for Illinois mortgage lenders that provide critical certainty for lenders enforcing HELOCs and long-pending foreclosure actions in Illinois.

Learn how Illinois mortgage lenders are impacted by three recent enforcement developments in the state that could reshape how and when you can enforce notes and mortgages.

In anticipation of the expiration of federal COVID-19 pandemic foreclosure protections, the Consumer Financial Protection Bureau has issued a final rule amending its federal mortgage servicing regulations. Among other changes, effective from August 31, 2021 through December 31, 2021, a borrower must be given an opportunity by the mortgage servicer to explore all available loss mitigation options before a foreclosure proceeding can be commenced on a borrower's principal residence. The final rule also gives servicers greater flexibility to offer borrowers COVID-19-related streamlined loan modifications, creates new, temporary early intervention requirements for live contact, and clarifies how to exercise reasonable diligence with respect to incomplete loss mitigation applications related to COVID-19.

Home Equity Conversion Mortgage (HECM) loans have attracted significant scrutiny from federal agencies and Congress in recent weeks. The Department of Treasury (the "Treasury") and Department of Housing and Urban Development (HUD) both released Housing Finance Reform plans that recommend structural changes to the HECM Program. On September 5, 2019, Treasury Secretary Mnuchin and HUD Secretary Ben Carson appeared before a Senate hearing entitled "Housing Finance Reform: Next Steps" to discuss their proposals.

Loan originators and servicers should take note of the fact that the Home Equity Convertible Mortgage (HECM) program has attracted considerable attention from federal agencies and Congress in recent months. In August and September, the Department of Housing and Urban Development (HUD) issued three new Mortgagee Letters involving lending to condominium owners, deferring foreclosure for non-borrowing spouses, and extending HECM Collateral Risk Assessment requirements indefinitely. These Mortgagee Letters require lenders and servicers to make immediate changes to their policies and procedures. We describe these changes below.

Welcome to Consumer Law Hinsights―a monthly compilation of nationwide consumer protection cases of interest to financial services and accounts receivable management companies. This edition highlights our interactive COVID-19 regulatory map and also includes an analysis from our blog, Consumer Crossroads, of the Second Circuit's decision in LaBoom and the deepening circuit split over what constitutes an automatic telephone dialing system (ATDS) under TCPA.