Representative Matters

Annie Santos focuses her practice in commercial and complex litigation. She has extensive experience handling life, health and disability litigation—both ERISA and non-ERISA—relating to employee benefits matters and managed care disputes. Annie is often called upon to defend insurers, third-party administrators, and plan fiduciaries in matters alleging improper claim administration and management of employee welfare benefit plans.

Over the course of her career, Annie has practiced in courts throughout the Midwest, including Minnesota, Iowa, Wisconsin, Nebraska, and South Dakota. Annie has extensive experience handling federal court and complex litigation matters in a variety of areas. She assists clients and other Hinshaw attorneys across the country with handling complex federal litigation, including class action and multidistrict litigation, consumer financial services litigation, and environmental, toxic tort, construction, and product liability matters.

A portion of Annie's practice is also devoted to general business litigation and labor and employment matters. Prior to joining Hinshaw & Culbertson LLP, Annie practiced at a Minneapolis-based civil litigation firm. Before embarking on her legal career, Annie was a compliance and operations specialist in San Diego for the international brokerage firm Merrill Lynch.

Professional Affiliations

  • American Bar Association
  • The Fashion Group International
  • Federal Bar Association
  • Minnesota State Bar Association

Honors & Awards

  • Recognized on the Rising Stars list by Minnesota Super Lawyers magazine, 2015 – 2018

Representative Matters

  • Multimillion dollar settlement for individuals with developmental disabilities who were systematically subjected to restraint and seclusion
  • Obtained summary judgment for contractor in multimillion dollar construction dispute


  • "ERISA Disability Case Law Update," Hinshaw's Fourth Biennial Definitive Disability Conference (DDC), Boston, Massachusetts, October 18, 2019


Annie is an avid runner and enjoys spending time with her family and volunteering as the school nurse and lunch lady at her daughters' school.

Community/Civic Activities

  • Federal Pro Se Project, Volunteer Attorney

J.D., University of St. Thomas School of Law

B.A., University of St. Thomas