Fair Debt Collection Practices Act (FDCPA)

Nationwide Counsel for FDCPA Compliance and Defense

The Fair Debt Collection Practices Act (FDCPA) regulates the conduct of debt collectors and servicers, setting strict standards for consumer communications, disclosures, and collection practices. With plaintiffs’ lawyers filing thousands of FDCPA lawsuits annually—often as class actions—the statute remains one of the most frequently litigated consumer protection laws in the country. Regulatory scrutiny by the CFPB and state attorneys general further increases risk for businesses in the debt collection and servicing space.

Hinshaw has decades of experience defending FDCPA claims across the country. We represent national banks, mortgage servicers, auto finance companies, debt buyers, and collection agencies in both class actions and individual lawsuits. Our lawyers have handled hundreds of FDCPA matters, securing dismissals, defeating class certification, and negotiating favorable settlements. We also counsel clients on compliance programs that minimize exposure while supporting effective consumer communication strategies.

Areas of Focus

Defense Grounded in Experience

Hinshaw combines litigation strength, industry knowledge, and regulatory insight to help clients navigate the high-stakes environment of FDCPA litigation. Our experience allows us to anticipate claims, minimize exposure, and protect reputation in one of the most active areas of consumer law.