Mortgage Lending & Servicing

We routinely represent mortgage lenders and servicers in contested foreclosure, servicing, lender liability, and consumer protection cases nationwide, managing every phase of litigation—from pre-suit negotiations to trial and appeal. Our team has experience enforcing mortgages, defeating class certification, and securing favorable outcomes in cases involving alleged systemic servicing errors, improper fee disclosures, escrow mismanagement, loss mitigation failures, and violations of consumer protection statutes. We represent clients in foreclosure actions, borrower lawsuits, putative class actions, and mass arbitration matters related to servicing practices, fee disputes, and alleged RESPA, TILA, and FDCPA violations, among others. 

We provide scalable, coordinated litigation management services to clients in industries such as insurance, consumer financial services, mortgage lending, healthcare, and beyond. Acting as an extension of in-house counsel, our team defends matters nationwide, manages discovery and electronically stored information (ESI), and ensures alignment with each client’s business and compliance priorities.

We help clients across industry sectors navigate the full subpoena response lifecycle with a focus on efficiency, risk mitigation, and reputational protection. Whether responding to a narrowly tailored subpoena or managing a broad request with potential exposure implications, our team works closely with clients to triage, assess, and respond strategically without disrupting day-to-day operations.

We help clients create bankruptcy policies and procedures, conduct bankruptcy servicing reviews, and draft bankruptcy-specific consumer communications and disclosures to comply with the protections of the Bankruptcy Code and other applicable legal requirements.  We also represent mortgage servicers nationwide in bankruptcy proceedings, including the claims objection process, plan confirmation, motion practice, and adversary proceedings.   

We advise clients on each aspect of mortgage lending and servicing from preparing multi-state loan documentation, to servicing, collection, loss mitigation, and foreclosure activities.  We help mortgage lenders and servicers comply with federal and state legal and investor requirements, maintain effective compliance management systems, obtain and maintain licensure, and maintain robust third-party vendor management programs.

We provide comprehensive nationwide licensing support, including obtaining new licenses, renewing existing licenses, handling change-of-control filings, and developing multi-jurisdictional licensing strategies specific to each client.

We prepare clients for and support clients through federal and state supervisory examinations and defend clients in regulatory investigations and enforcement actions.

We draft and negotiate purchase and sale agreements, servicing agreements, and vendor contracts and conduct regulatory due diligence and on-going vendor monitoring.  We also advise clients on developing, implementing, and enhancing vendor management programs to meet regulatory expectations. 

We help clients safeguard data, comply with privacy laws, mitigate cyber threats, and thoughtfully implement AI technology. From drafting cybersecurity policies to responding to data breaches, our team blends deep legal and technical experience to protect your business. As regulations tighten and cyber incidents rise, we provide proactive strategies to navigate emerging technologies and keep your operations secure and resilient.