Scott Seaman and Ed Lenci Publish Reinsurance Article in A.M. Best's Review

August 1, 2016

A.M. Best's Review has published Scott M. Seaman and Edward K. Lenci's article, entitled, "The Bellefonte Cap Returns," in its August issue. The article discusses the potential cap on an insurer's recovery from its reinsurer of expenses in addition to the limits of liability set forth on the face of a facultative reinsurance certificate. Bellefonte is a reference to the 1990 decision of the U.S. Court of Appeals for the Second Circuit which held that, given the language of the fairly standard facultative certificate at issue in that case, the limit of liability on the face of the certificate was a cap on the reinsurer's obligation to indemnify the ceding insurer. Best's Review is the leading monthly publication covering the insurance industry.

Scott Seaman is a commercial litigator and trial lawyer who has focused his practice in business litigation and insurance services for nearly three decades, with particular emphasis on representing insurers and reinsurers in complex insurance coverage disputes and reinsurance cessions. Mr. Seaman has a long track record of successfully representing companies before trial courts, appellate courts, and arbitration panels across the country in a variety of high stakes matters, including cases and cessions involving general liability coverage (primary, umbrella and excess), professional liability coverage, first-party property coverage, bad faith and extra-contractual matters, fee disputes and facultative and treaty reinsurance contracts. He has served as national coverage counsel, as well as trial and appellate counsel.

Edward K. Lenci handles complex business litigations and arbitrations, including international arbitrations, as well as reinsurance disputes, class action defense, and appeals. His successes include a class action defense victory before the U.S. Supreme Court.

Hinshaw & Culbertson LLP is a U.S.-based law firm with offices nationwide. The firm's national reputation spans the insurance industry, the financial services sector, professional services, and other highly regulated industries. Hinshaw provides holistic legal solutions—from litigation and dispute resolution, and business advisory and transactional services, to regulatory compliance—for clients of all sizes. Visit for more information and follow @Hinshaw on LinkedIn and X.

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