John Kimble Examines CFPB Fair Lending Shifts on Immigration Status and Mortgage Access

Hinshaw partner John Kimble will present “CFPB Fair Lending Shifts: Immigration Status and Mortgage Access” during a CeriFi LegalEdge CLE webinar on November 6, from 10:00 to 11:00 am EST.

As the Consumer Financial Protection Bureau (CFPB) and other federal regulators continue to scrutinize mortgage underwriting practices involving immigration and citizenship status, lenders and their counsel face an increasingly complex fair lending landscape. During this webinar, John will examine evolving requirements under the Equal Credit Opportunity Act (ECOA) and Regulation B, providing practical guidance on fair lending risks and mortgage access for noncitizen borrowers under both federal and state law.

Program Learning Objectives

• • Review key regulatory developments and CFPB enforcement priorities related to immigration and citizenship status under ECOA and Regulation B

• • Examine fair lending risks associated with mortgage underwriting criteria, automated decision-making tools, and documentation requirements for noncitizen borrowers

• • Explore strategies for developing compliant underwriting policies that align credit risk evaluation with non-discrimination requirements