John A. Kimble

About John
John counsels financial services companies on state and federal regulatory compliance matters. For more than a decade, he has advised fintech companies, banks and credit unions, lenders, and others on issues related to payment systems, alternative financing arrangements (such as merchant cash advance and buy-now, pay-later products), mortgages, bank partnerships, auto financing, and new financial product development. John has significant experience with state and federal fair lending laws and their impact on both traditional and emerging products, including earned wage access.
Areas of Focus
Credentials
Education
- University of Virginia School of Law, JD, 2008
- University of Mississippi , MA, 2005
- University of Mississippi , BA, 2003
Bar Admissions
- California
- District of Columbia
Thought Leadership
Presentations
- Co-Presenter, "Overstated or Understated? Trends and Predictions for State UDAP Enforcement Actions," Consumer Financial Services Committee, Business Law Section Winter Meeting CLE, American Bar Association, Las Vegas, Nevada, January 27, 2026
- Co-Presenter, "Earned Wage Access – Federal and State Legislation and Enforcement Developments," Consumer Financial Services Committee, Business Law Section Winter Meeting CLE, American Bar Association, Las Vegas, Nevada, January 26, 2026
- Co-Presenter, "Consumer – States in the Spotlight: The Latest Licensing & State Law Updates," 2025 Auto Finance Seminar, Hinshaw & Culbertson LLP, Chicago, Illinois, May 1, 2025
- Panelist, "Charter Options for Fintech and Non-Traditional Banking Organizations," American Bar Association Business Law Section Spring Meeting, April 2023
- Moderator, "Department of Financial Protection and Innovation Q&A," Consumer Financial Services Committee, California Lawyers Association, August 18, 2021
Blog Post
Press Release
Thought Leadership
Presentations
- Co-Presenter, "Overstated or Understated? Trends and Predictions for State UDAP Enforcement Actions," Consumer Financial Services Committee, Business Law Section Winter Meeting CLE, American Bar Association, Las Vegas, Nevada, January 27, 2026
- Co-Presenter, "Earned Wage Access – Federal and State Legislation and Enforcement Developments," Consumer Financial Services Committee, Business Law Section Winter Meeting CLE, American Bar Association, Las Vegas, Nevada, January 26, 2026
- Co-Presenter, "Consumer – States in the Spotlight: The Latest Licensing & State Law Updates," 2025 Auto Finance Seminar, Hinshaw & Culbertson LLP, Chicago, Illinois, May 1, 2025
- Panelist, "Charter Options for Fintech and Non-Traditional Banking Organizations," American Bar Association Business Law Section Spring Meeting, April 2023
- Moderator, "Department of Financial Protection and Innovation Q&A," Consumer Financial Services Committee, California Lawyers Association, August 18, 2021
Blog Post
Press Release
John's Insights

Consumer Crossroads: Where Financial Services and Litigation Intersect
Jan 13, 2026
Commissioner Mohseni of California’s DFPI Provides Insight into Agency’s Regulatory Priorities

Press Release
Apr 9, 2025
Hinshaw Adds Seasoned Consumer Financial Services Partner John Kimble in Los Angeles
