Hinshaw & Culbertson LLP is pleased to announce that partners Fernando Rivera-Maissonet and Brian Turetsky have been reappointed to serve on the New York City Bar Association’s Consumer Affairs Committee.

Hinshaw & Culbertson LLP is very pleased to announce that partner Vaishali Rao has been named to the 2026 INvolve Heroes Role Model list. She is featured in the Top 100 Executives directory, which honors leaders who are “leading by example and driving change to increase gender diversity in the workplace.”

Hinshaw & Culbertson LLP is pleased to announce that 80 of its lawyers have been recognized by their peers for inclusion in the 2027 edition of The Best Lawyers in America®.

Read Hinshaw partner Vaishali Rao’s ARM Compliance Digest column examining recent joint guidance from 14 state attorneys general affirming that disparate-impact liability remains a viable enforcement theory, even as federal agencies step back.

Read Hinshaw partner Stephanie Mulcahy’s Law360 analysis on the significant developments of three long-standing questions in Illinois mortgage enforcement, all of which have come out in favor of lenders.

Read David Schultz’s ARM Compliance Digest column discussing a judge’s humorous—but important—ruling invoking a 154-year-old precedent to deny default judgment in an FDCPA case.

Hinshaw partners Dustin Alonzo and Adair Kingsmill will present on “Legal and Regulatory Challenges in Motor Vehicle Lease Repossession” at the 2026 Association of Consumer Vehicles Lessors (ACVL) Conference in Asheville, North Carolina, on October 13.

Hinshaw partners Justin Penn and James (Jim) Sandy will present on a panel at the American Bar Association’s (ABA) Business Law Fall Meeting 2026 on September 4, 2026.

Hinshaw attorneys Alyssa Szymczyk and Leslie Meredith will present at the 2026 Spring Conference on Consumer Finance Law (CCFL), taking place May 28 and 29 at Loyola University Chicago School of Law.

John Ryan discusses AI voice bots in collections, highlighting compliance requirements, legal risks, and regulatory considerations for AI-driven consumer calls.

Hinshaw partner Akeela White will present during the Accounts Recovery webinar, “Breaking Down the Most Common FCRA Disputes You're Seeing Right Now — and What to Do With Them,” on June 5 at 12:00 PM CST.

Hinshaw partner Vaishali Rao will present at the Receivables Management Association International (RMAI) webinar, “State Oversight in an Era of Federal Deregulation,” on April 28 from 9:00 to 10:00 am PDT.

Learn how your UDAAP compliance practices may be affected by New York City's proposed POWER Act, which would create a broad private right of action covering unfair, deceptive, abusive, and “unlawful” practices.

Explore key takeaways from the 2026 ACVL Conference on the legal and regulatory issues shaping motor vehicle lease repossession and broader compliance themes impacting the auto finance industry.

Read our analysis of the OCC's final debanking report and the CFPB's follow-on investigation, and learn what banks should expect next.

Understand essential compliance requirements and steps for your business to prepare for the 2025 New York State Department of Financial Services (NYDFS) cybersecurity regulations.

With cybersecurity legislation and regulation sweeping the country in response to a series of high-profile hacking and ransomware attacks, it was little surprise that cybersecurity was a topic at the recently concluded Mortgage Bankers Association's Conference on Legal Issues and Regulatory Compliance. A major takeaway at the conference was that lenders and servicers with consumer-facing platforms that collect personal information should review their cybersecurity policies immediately. Simply waiting for an agency inquiry, investigation, or a breach could result in dire financial and reputational consequences.

The New York State Department of Financial Services (DFS) recently issued Insurance Circular Letter No. 5 outlining its expectation that NY-regulated insurers make the diversity of their leadership a business priority and a key element of their corporate governance. Questions related to diversity-related efforts will be integrated into DFS’ insurer examination process starting in 2022.

The New York State Department of Financial Services (DFS) has issued guidance imposing rigorous cyber risk measurement and management practices on NY-regulated property/casualty insurers that write cyber insurance. The guidance also recommends against insurers making ransomware payments, noting recent FBI warnings and OFAC guidance that insurers can be held liable for ransomware payments to sanctioned entities. The framework also provides that cyber insurance policies should include requirements that victims notify law enforcement in the event of an attack.

Read part one, "A Bronx Tale: A New York State Trial Judge Calls Out New York State's Long-Standing Heightened Standard of Proving the Making of an Agreement to Arbitrate," about the trial court's decision in Wu v. Uber Tech., Inc.

A unanimous United States Supreme Court (SCOTUS) on April 1, 2021, resolved more than a decade of Telephone Consumer Protection Act (TCPA) litigation and untold millions of dollars in claims by disentangling the contorted definition of automatic telephone dialing system (ATDS), or autodialer. Courts have struggled to uniformly define this equipment, creating a Circuit split. One side holding an incredibly broad range of equipment could be deemed an autodialer by including within the definition equipment capable of storing telephone numbers to be called whether or not the equipment used a random or sequential number generator. The other holding that a much narrower class of equipment should fall within the definition, requiring the equipment to either store or produce telephone numbers using a random or sequential number generator. SCOTUS favored the latter, narrower interpretation.

On November 6, 2019, the Consumer Financial Protection Bureau (Bureau) hosted the third installment of its symposia series, addressing Dodd-Frank Section 1701 which, when implemented, will require financial institutions to collect, report, and make public certain information concerning credit applications made by women-owned, minority-owned, and small businesses. At the event, two panels discussed this data collection rule, including experts from traditional and fintech lenders, academic and policy researchers, advocacy groups, and regulators.

Welcome to Consumer Law Hinsights―a monthly compilation of nationwide consumer protection cases of interest to financial services and accounts receivable management companies. This edition highlights our interactive COVID-19 regulatory map and also includes an analysis from our blog, Consumer Crossroads, of the Second Circuit's decision in LaBoom and the deepening circuit split over what constitutes an automatic telephone dialing system (ATDS) under TCPA.