Hinshaw & Culbertson LLP is pleased to announce that Hinshaw attorneys Daniel (D.L.) Morriss and Mohamed Sweify have been elected to serve as officers of the New York State Bar Association (NYSBA) International Section. 

Hinshaw & Culbertson LLP today announced that Colin Winkler has joined the firm’s Consumer Financial Services industry group as a partner in the Minneapolis office.

Hinshaw & Culbertson LLP is pleased to announce that Consumer Financial Services partner Fernando Rivera-Maissonet has been selected for the 2026 Class of Fellows of the Leadership Council on Legal Diversity (LCLD). Additionally, associates Mariam Chubinidze and Melinda Oliver have been selected to participate in the 2026 LCLD Pathfinders Program.

Read a new AccountsRecovery.net column by Hinshaw partner Colin Winkler, who examines a recent Minnesota district court decision that largely denied a motion to dismiss in a pro se Fair Debt Collection Practices Act (FDCPA) case, despite the plaintiff’s reliance on sovereign citizen-style arguments. 

Hinshaw partners Joseph (Joe) Sanders and Brian Turetsky have been quoted in a series of media reports discussing the potential impact and practical significance of the Consumer Financial Protection Bureau’s (CFPB) recent $145 million funding request.

Read Joe Sanders' insights in a National Law Journal report discussing how regulated entities should respond to the prospect that the Consumer Financial Protection Bureau will soon run out of operating funds. 

Hinshaw partners Lauren Campisi and Brian McGrath will present at the Mortgage Bankers Association’s (MBA) Servicing Solutions Conference and Expo in Dallas, Texas, from February 16 to 19, 2026.

Partners Dustin Alonzo and Leslie Meredith will serve as panelists on November 20, 2025, at the Fall Conference of Consumer Finance Law (CCFL) in Fort Worth, Texas.

Hinshaw partners Vaishali Rao, Akeela White, and Joe Sanders will lead a panel on "Regulatory Landscape from a State Perspective" at the Chicagoland Compliance Association's (CCA) Annual Conference on October 16, 2025, in Oak Brook, Illinois.

Hinshaw partner Vaishali Rao is scheduled to co-present a webinar titled "What is on State Radars for 2026," on January 21, 2026.

Hinshaw's Jack Shadid will present an ABA CLE webinar on December 12, 2025, covering new regulations on cryptocurrencies and digital assets in secured transactions.

Chicago-based partner Vaishali Rao will co-present an AccountsRecovery.net webinar titled "Addressing and Understanding the Increase in CFPB Consumer Complaints," on October 14, 2025.

Read how the US Supreme Court is set to define “consumer” under the VPPA, reshaping tracking‑tool class actions and signaling broader compliance risks for the consumer financial services industry.

Read how a Hinshaw legal team led by partners Ellis Oster and Robert Bailey recently helped secure the first-ever appellate-level ruling in New York addressing sanctions for the misuse of generative AI in legal submissions.

Learn what would change under the CFPB’s proposal to delete disparate impact references from Regulation B and its Official Staff Commentary, refine the discouragement standards, impose new SPCP restrictions, and what to watch for and remain mindful of if the proposed rule is adopted in the form proposed.

Understand essential compliance requirements and steps for your business to prepare for the 2025 New York State Department of Financial Services (NYDFS) cybersecurity regulations.

With cybersecurity legislation and regulation sweeping the country in response to a series of high-profile hacking and ransomware attacks, it was little surprise that cybersecurity was a topic at the recently concluded Mortgage Bankers Association's Conference on Legal Issues and Regulatory Compliance. A major takeaway at the conference was that lenders and servicers with consumer-facing platforms that collect personal information should review their cybersecurity policies immediately. Simply waiting for an agency inquiry, investigation, or a breach could result in dire financial and reputational consequences.

Read part one, "A Bronx Tale: A New York State Trial Judge Calls Out New York State's Long-Standing Heightened Standard of Proving the Making of an Agreement to Arbitrate," about the trial court's decision in Wu v. Uber Tech., Inc.

A unanimous United States Supreme Court (SCOTUS) on April 1, 2021, resolved more than a decade of Telephone Consumer Protection Act (TCPA) litigation and untold millions of dollars in claims by disentangling the contorted definition of automatic telephone dialing system (ATDS), or autodialer. Courts have struggled to uniformly define this equipment, creating a Circuit split. One side holding an incredibly broad range of equipment could be deemed an autodialer by including within the definition equipment capable of storing telephone numbers to be called whether or not the equipment used a random or sequential number generator. The other holding that a much narrower class of equipment should fall within the definition, requiring the equipment to either store or produce telephone numbers using a random or sequential number generator. SCOTUS favored the latter, narrower interpretation.

On November 6, 2019, the Consumer Financial Protection Bureau (Bureau) hosted the third installment of its symposia series, addressing Dodd-Frank Section 1701 which, when implemented, will require financial institutions to collect, report, and make public certain information concerning credit applications made by women-owned, minority-owned, and small businesses. At the event, two panels discussed this data collection rule, including experts from traditional and fintech lenders, academic and policy researchers, advocacy groups, and regulators.

The New York State Department of Financial Services (DFS) recently issued Insurance Circular Letter No. 5 outlining its expectation that NY-regulated insurers make the diversity of their leadership a business priority and a key element of their corporate governance. Questions related to diversity-related efforts will be integrated into DFS’ insurer examination process starting in 2022.

The New York State Department of Financial Services (DFS) has issued guidance imposing rigorous cyber risk measurement and management practices on NY-regulated property/casualty insurers that write cyber insurance. The guidance also recommends against insurers making ransomware payments, noting recent FBI warnings and OFAC guidance that insurers can be held liable for ransomware payments to sanctioned entities. The framework also provides that cyber insurance policies should include requirements that victims notify law enforcement in the event of an attack.

Welcome to Consumer Law Hinsights―a monthly compilation of nationwide consumer protection cases of interest to financial services and accounts receivable management companies. This edition highlights our interactive COVID-19 regulatory map and also includes an analysis from our blog, Consumer Crossroads, of the Second Circuit's decision in LaBoom and the deepening circuit split over what constitutes an automatic telephone dialing system (ATDS) under TCPA.