The US law firm Hinshaw & Culbertson LLP is pleased to announce that it has received notable recognition in the 2026 edition of Chambers USA: America’s Leading Lawyers for Business directory.

Formerly with Polsinelli, a six-attorney group led by partner Brendan I. Herbert in Miami and partner Marc D. Cabrera in Dallas is joining Hinshaw’s financial services group. Joining as senior counsel are Jonathan L. Blackmore in Miami, Elizabeth F. Hayes and Justin K. Sauls in Dallas, and Michael C. Hughes in New York.

Hinshaw & Culbertson LLP today announced that 16 attorneys, including eight partners, have joined the firm’s Consumer Financial Services and Insurance Services industry groups.

Read about the significance of the CFPB’s now-vacated rule that would have slashed late fees from $30 to $8 for large credit card issuers.

Read about the significance of New York’s Foreclosure Abuse Prevention Act (FAPA) for mortgage lenders and loan servicers, as Hinshaw partner Brian McGrath discusses in a recent Newsday article.

Read Hinshaw partner Lauren Campisi’s discussion reflecting on 20 years of practicing law in New Orleans in the 20th Anniversary Edition of Louisiana Super Lawyers magazine.

Hinshaw attorneys Alyssa Szymczyk and Leslie Meredith will present at the 2026 Spring Conference on Consumer Finance Law (CCFL), taking place May 28 and 29 at Loyola University Chicago School of Law.

Hinshaw proudly serves as a Diamond Sponsor of the Mortgage Bankers Association’s Legal Issues and Regulatory Compliance Conference in Miami from May 4 to 7, 2026.

Join industry-leading automotive finance attorneys in Chicago on April 23, 2026, for a day-long complimentary seminar on the latest federal and state developments impacting consumer and commercial lending within the industry.

John Ryan discusses AI voice bots in collections, highlighting compliance requirements, legal risks, and regulatory considerations for AI-driven consumer calls.

Hinshaw partner Akeela White will present during the Accounts Recovery webinar, “Breaking Down the Most Common FCRA Disputes You're Seeing Right Now — and What to Do With Them,” on June 5 at 12:00 PM CST.

Hinshaw partner Vaishali Rao will present at the Receivables Management Association International (RMAI) webinar, “State Oversight in an Era of Federal Deregulation,” on April 28 from 9:00 to 10:00 am PDT.

Learn how Illinois mortgage lenders are impacted by three recent enforcement developments in the state that could reshape how and when you can enforce notes and mortgages.

The OCC's final escrow-interest preemption rules and the Second Circuit's Cantero decision together mark a turning point for federal preemption of state mortgage escrow laws—read our analysis to learn what this means for banks and servicers.

Read key takeaways from the Hinshaw-sponsored 2026 Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference, where our attorneys were on site, presenting and engaging with industry leaders.

Understand essential compliance requirements and steps for your business to prepare for the 2025 New York State Department of Financial Services (NYDFS) cybersecurity regulations.

With cybersecurity legislation and regulation sweeping the country in response to a series of high-profile hacking and ransomware attacks, it was little surprise that cybersecurity was a topic at the recently concluded Mortgage Bankers Association's Conference on Legal Issues and Regulatory Compliance. A major takeaway at the conference was that lenders and servicers with consumer-facing platforms that collect personal information should review their cybersecurity policies immediately. Simply waiting for an agency inquiry, investigation, or a breach could result in dire financial and reputational consequences.

Read part one, "A Bronx Tale: A New York State Trial Judge Calls Out New York State's Long-Standing Heightened Standard of Proving the Making of an Agreement to Arbitrate," about the trial court's decision in Wu v. Uber Tech., Inc.

A unanimous United States Supreme Court (SCOTUS) on April 1, 2021, resolved more than a decade of Telephone Consumer Protection Act (TCPA) litigation and untold millions of dollars in claims by disentangling the contorted definition of automatic telephone dialing system (ATDS), or autodialer. Courts have struggled to uniformly define this equipment, creating a Circuit split. One side holding an incredibly broad range of equipment could be deemed an autodialer by including within the definition equipment capable of storing telephone numbers to be called whether or not the equipment used a random or sequential number generator. The other holding that a much narrower class of equipment should fall within the definition, requiring the equipment to either store or produce telephone numbers using a random or sequential number generator. SCOTUS favored the latter, narrower interpretation.

On November 6, 2019, the Consumer Financial Protection Bureau (Bureau) hosted the third installment of its symposia series, addressing Dodd-Frank Section 1701 which, when implemented, will require financial institutions to collect, report, and make public certain information concerning credit applications made by women-owned, minority-owned, and small businesses. At the event, two panels discussed this data collection rule, including experts from traditional and fintech lenders, academic and policy researchers, advocacy groups, and regulators.

The New York State Department of Financial Services (DFS) recently issued Insurance Circular Letter No. 5 outlining its expectation that NY-regulated insurers make the diversity of their leadership a business priority and a key element of their corporate governance. Questions related to diversity-related efforts will be integrated into DFS’ insurer examination process starting in 2022.

The New York State Department of Financial Services (DFS) has issued guidance imposing rigorous cyber risk measurement and management practices on NY-regulated property/casualty insurers that write cyber insurance. The guidance also recommends against insurers making ransomware payments, noting recent FBI warnings and OFAC guidance that insurers can be held liable for ransomware payments to sanctioned entities. The framework also provides that cyber insurance policies should include requirements that victims notify law enforcement in the event of an attack.

Welcome to Consumer Law Hinsights―a monthly compilation of nationwide consumer protection cases of interest to financial services and accounts receivable management companies. This edition highlights our interactive COVID-19 regulatory map and also includes an analysis from our blog, Consumer Crossroads, of the Second Circuit's decision in LaBoom and the deepening circuit split over what constitutes an automatic telephone dialing system (ATDS) under TCPA.