Ruel W. Smith
Ruel W. Smith
Partner
He/Him
"I offer deep analysis, attention to detail, and fierce advocacy to my clients. I make it my practice to understand clients’ goals and objectives, develop legal strategies tailored to achieving those outcomes, and move toward them no matter what obstacles arise."

Ruel W. Smith
Partner
He/Him
"I offer deep analysis, attention to detail, and fierce advocacy to my clients. I make it my practice to understand clients’ goals and objectives, develop legal strategies tailored to achieving those outcomes, and move toward them no matter what obstacles arise."
About Ruel
A seasoned commercial litigator, Ruel focuses his practice on life, health, and disability benefits litigation, business and partnership disputes, and representation of creditors in state, federal, and bankruptcy courts. His clients include insurers, managed care organizations, commercial property owners, consumer financial services providers, and third-party debt collectors, as well as attorneys and other licensed professionals.
In his bankruptcy and creditors' rights practice, Ruel advocates for lenders, landlords, and other creditors in bankruptcy court and in state and federal post-judgment proceedings. He also defends the targets of adversary proceedings and trustee avoidance actions. Ruel also has served as Chapter 7 trustee special counsel. His employee benefits practice includes life, health, and disability litigation involving ERISA and Medicare Advantage benefit plans, with a particular emphasis on provider-payor disputes.
Areas of Focus
Recognition
- The Best Lawyers in America®, Commercial Litigation, 2023 – 2026
- Stetson University College of Law, National Order of Barristers
Credentials
Education
- Stetson University College of Law, JD, cum laude, 2006
- Florida State University, BA, 1997
Bar Admissions
- Florida
Court Admissions
- US Bankruptcy Court for the Middle District of Florida
- US Bankruptcy Court for the Northern District of Florida
- US Bankruptcy Court for the Southern District of Florida
- US District Court for the Middle District of Florida
- US District Court for the Northern District of Florida
- US District Court for the Southern District of Florida
Thought Leadership
Presentations
- Co-Presenter, "The Verdict: No Surprises Act," Hinshaw University, CLE Webinar, June 5, 2025
- "First Steps - Case Intake and Removal," Hinshaw University, Chicago, Illinois, September 20, 2018
- "Written Discovery, Electronic Discovery, and Motions to Compel," Hinshaw University, Chicago, Illinois, September 20, 2018
Press Releases
- 102 Hinshaw Lawyers Recognized in 2026 Editions of The Best Lawyers in America® and Ones to Watch™, Aug 21, 2025
- 105 Hinshaw Lawyers Recognized in 2025 Editions of Best Lawyers in America and Ones to Watch, Aug 15, 2024
- 101 Hinshaw Lawyers Recognized in 2024 Editions of Best Lawyers in America and Ones to Watch, Aug 17, 2023
- Eighty-Seven Hinshaw Lawyers Recognized in 2023 Editions of Best Lawyers in America and Ones to Watch, Aug 18, 2022
- Hinshaw Veteran Spotlight: Ruel Smith, Tampa, Jul 28, 2022
Interests
Ruel is a proud husband, father, and veteran whose interests include live music, military history, and football.
Community/Civic Activities
- Veterans' Treatment Court, 13th Judicial Circuit Court in and for Hillsborough County, Florida, Volunteer Mentor emeritus
Thought Leadership
Presentations
- Co-Presenter, "The Verdict: No Surprises Act," Hinshaw University, CLE Webinar, June 5, 2025
- "First Steps - Case Intake and Removal," Hinshaw University, Chicago, Illinois, September 20, 2018
- "Written Discovery, Electronic Discovery, and Motions to Compel," Hinshaw University, Chicago, Illinois, September 20, 2018
Press Releases
- 102 Hinshaw Lawyers Recognized in 2026 Editions of The Best Lawyers in America® and Ones to Watch™, Aug 21, 2025
- 105 Hinshaw Lawyers Recognized in 2025 Editions of Best Lawyers in America and Ones to Watch, Aug 15, 2024
- 101 Hinshaw Lawyers Recognized in 2024 Editions of Best Lawyers in America and Ones to Watch, Aug 17, 2023
- Eighty-Seven Hinshaw Lawyers Recognized in 2023 Editions of Best Lawyers in America and Ones to Watch, Aug 18, 2022
- Hinshaw Veteran Spotlight: Ruel Smith, Tampa, Jul 28, 2022
Ruel's Insights

Press Release
Aug 21, 2025
102 Hinshaw Lawyers Recognized in 2026 Editions of The Best Lawyers in America® and Ones to Watch™

Press Release
Aug 15, 2024
105 Hinshaw Lawyers Recognized in 2025 Editions of Best Lawyers in America and Ones to Watch

Press Release
Aug 17, 2023
101 Hinshaw Lawyers Recognized in 2024 Editions of Best Lawyers in America and Ones to Watch

Press Release
Jul 1, 2015
Hinshaw & Culbertson LLP Announces Election of 9 New Partners