John A. Kimble

About John
John counsels financial services companies on state and federal regulatory compliance matters. For more than a decade, he has advised fintech companies, banks and credit unions, lenders, and others on issues related to payment systems, alternative financing arrangements (such as merchant cash advance and buy-now, pay-later products), mortgages, bank partnerships, auto financing, and new financial product development. John has significant experience with state and federal fair lending laws and their impact on both traditional and emerging products, including earned wage access.
Areas of Focus
Credentials
Education
- University of Virginia School of Law, JD, 2008
- University of Mississippi , MA, 2005
- University of Mississippi , BA, 2003
Bar Admissions
- California
- District of Columbia
Thought Leadership
Presentations
- Co-Presenter, "Consumer – States in the Spotlight: The Latest Licensing & State Law Updates," 2025 Auto Finance Seminar, Hinshaw & Culbertson LLP, Chicago, Illinois, May 1, 2025
- Panelist, "Charter Options for Fintech and Non-Traditional Banking Organizations," American Bar Association Business Law Section Spring Meeting, April 2023
- Moderator, "Department of Financial Protection and Innovation Q&A," Consumer Financial Services Committee, California Lawyers Association, August 18, 2021
- Panelist, "Managing the Chargeback Process While Staying in Compliance with Card Brand Rules," Online Lenders Alliance Compliance University, May 11, 2021
- Panelist, "Change Agent: Know Your Customer – What Verification and Fraud Control Strategies Should Lenders Consider Effective in a Semi-Recovered and a Fully Recovered Economy," Online Lenders Alliance Compliance University, July 22, 2020
Press Release
Thought Leadership
Presentations
- Co-Presenter, "Consumer – States in the Spotlight: The Latest Licensing & State Law Updates," 2025 Auto Finance Seminar, Hinshaw & Culbertson LLP, Chicago, Illinois, May 1, 2025
- Panelist, "Charter Options for Fintech and Non-Traditional Banking Organizations," American Bar Association Business Law Section Spring Meeting, April 2023
- Moderator, "Department of Financial Protection and Innovation Q&A," Consumer Financial Services Committee, California Lawyers Association, August 18, 2021
- Panelist, "Managing the Chargeback Process While Staying in Compliance with Card Brand Rules," Online Lenders Alliance Compliance University, May 11, 2021
- Panelist, "Change Agent: Know Your Customer – What Verification and Fraud Control Strategies Should Lenders Consider Effective in a Semi-Recovered and a Fully Recovered Economy," Online Lenders Alliance Compliance University, July 22, 2020
Press Release
John's Insights

Press Release
Apr 9, 2025
Hinshaw Adds Seasoned Consumer Financial Services Partner John Kimble in Los Angeles