Julia H. Terry
Julia H. Terry
Partner
She/Her
"I have firsthand experience of how to resolve obstacles that can often derail a project."

Julia H. Terry
Partner
She/Her
"I have firsthand experience of how to resolve obstacles that can often derail a project."
About Julia
With more than three decades of experience, Julia handles real estate and loan transactions and negotiates technology service provider contracts. She advises companies on transferring third-party risk to manage operational and compliance exposure and represents lenders and borrowers of all sizes in business and commercial matters. Leveraging her experience, she supports clients in all manner of banking, finance, real estate, leasing, and lending-related transactions.
In the area of technology and privacy risk, Julia negotiates hosted applications, cloud subscription services, and application service provider agreements. Her experience includes on-premises software licenses, maintenance agreements, service level agreements, and project implementation documents such as scope and timeline, deliverables, milestones, acceptance, and testing criteria.
Areas of Focus
Experience
- Represented national mortgage lender in assessing title insurance claims in all 50 states.
- Represented a national health service provider in the build out of its leased sites throughout the southwest and Florida.
- Represented a regional bank in the negotiation of a master software and services agreement with a national software platform provider in connection with the automation of lending and teller functions across the enterprise.
- Represented a regional bank in the negotiation of a software license and hosting agreement for the digital upgrade of the bank’s online account opening and online banking platforms.
- Represented a regional bank in the negotiation of a software license agreement with a mortgage services vendor for the purpose of hedging risks associated with the sale of mandatory consumer mortgage deliverables.
Recognition
- The Best Lawyers in America©, Real Estate Law, 2006 – 2026; Commercial Transactions / UCC Law, 2026; Ranking also featured by Biz New Orleans, "Best Lawyers in New Orleans" supplement
- Jackson Young Lawyers Affiliate, Outstanding Service Award, 1998
- The Mississippi Bar, Young Lawyers Division, Special President's Award, 1997; Pro Bono Publico Award, 1997
Credentials
Education
- University of Mississippi School of Law, JD, 1991
- Wheaton College, MBA, 1985
- Wheaton College, BA, 1982
Bar Admissions
- Louisiana
- Mississippi
Thought Leadership
Presentations
- Co-Presenter, “What Every Banker Needs to Know: Electronic Loan Closings," Louisiana Bankers Association, Virtual Event, October 26, 2021
- "Latest Developments in Patent Litigation and How They Impact Service Provider Contract Terms," Hancock Whitney Bank Vendor Management Department, December 7, 2020
- "Third Party Risks Arising from Cloud Services Agreements," Hancock Whitney Bank IT Services Department, July 26, 2017
- "Contract Provisions and Considerations for Managing Third Party Risk," 2013 LBA Bank Counsel Conference, New Orleans, Louisiana, December 13, 2013
Press Releases
- 102 Hinshaw Lawyers Recognized in 2026 Editions of The Best Lawyers in America® and Ones to Watch™, Aug 21, 2025
- 105 Hinshaw Lawyers Recognized in 2025 Editions of Best Lawyers in America and Ones to Watch, Aug 15, 2024
- 101 Hinshaw Lawyers Recognized in 2024 Editions of Best Lawyers in America and Ones to Watch, Aug 17, 2023
- Hinshaw Continues Expansion of Gulf Coast Presence with Financial Services Partner in New Orleans, Jul 15, 2021
Interests
Did you know...
Julia is an excellent cook and an avid reader. She stands by the Saints, win or lose.
Community/Civic Activities
- Mustard Seed, Inc., Jackson, Mississippi, Board of Directors and President, 1995 – 1997
Thought Leadership
Presentations
- Co-Presenter, “What Every Banker Needs to Know: Electronic Loan Closings," Louisiana Bankers Association, Virtual Event, October 26, 2021
- "Latest Developments in Patent Litigation and How They Impact Service Provider Contract Terms," Hancock Whitney Bank Vendor Management Department, December 7, 2020
- "Third Party Risks Arising from Cloud Services Agreements," Hancock Whitney Bank IT Services Department, July 26, 2017
- "Contract Provisions and Considerations for Managing Third Party Risk," 2013 LBA Bank Counsel Conference, New Orleans, Louisiana, December 13, 2013
Press Releases
- 102 Hinshaw Lawyers Recognized in 2026 Editions of The Best Lawyers in America® and Ones to Watch™, Aug 21, 2025
- 105 Hinshaw Lawyers Recognized in 2025 Editions of Best Lawyers in America and Ones to Watch, Aug 15, 2024
- 101 Hinshaw Lawyers Recognized in 2024 Editions of Best Lawyers in America and Ones to Watch, Aug 17, 2023
- Hinshaw Continues Expansion of Gulf Coast Presence with Financial Services Partner in New Orleans, Jul 15, 2021
Julia's Insights

Press Release
Aug 21, 2025
102 Hinshaw Lawyers Recognized in 2026 Editions of The Best Lawyers in America® and Ones to Watch™

Press Release
Aug 15, 2024
105 Hinshaw Lawyers Recognized in 2025 Editions of Best Lawyers in America and Ones to Watch

Press Release
Aug 17, 2023
101 Hinshaw Lawyers Recognized in 2024 Editions of Best Lawyers in America and Ones to Watch

Press Release
Jul 15, 2021
Hinshaw Continues Expansion of Gulf Coast Presence with Financial Services Partner in New Orleans