Justin K. Sauls
Justin K. Sauls
Senior Counsel
"Our clients face complex legal and regulatory demands. I find it helpful to become familiar with each client’s people, processes, and success strategy to carefully carve out a path to optimal resolution of each case. I am not afraid to pick up the phone to attempt resolution of a case while simultaneously remaining prepared for any adjustments in strategy desired by my clients."

Justin K. Sauls
Senior Counsel
"Our clients face complex legal and regulatory demands. I find it helpful to become familiar with each client’s people, processes, and success strategy to carefully carve out a path to optimal resolution of each case. I am not afraid to pick up the phone to attempt resolution of a case while simultaneously remaining prepared for any adjustments in strategy desired by my clients."
About Justin
Justin brings a unique perspective informed by a decade of banking experience and over 15 years as a licensed attorney in consumer finance litigation. He advises banks, mortgage lenders, and other financial service providers on complex consumer credit disputes and mortgage servicing issues at the federal and state levels. Justin focuses on resolving Fair Credit Reporting Act claims through negotiation, alternative dispute resolution, and litigation. He has helped establish industry-favorable case law through a series of successful dispositive motions. Drawing on insight from both sides of the industry, he helps clients resolve current disputes while preparing for future challenges.
Areas of Focus
Industries:
Services:
Credentials
Education
- Southern Methodist University Dedman School of Law, JD, 2010
- University of Texas, BA, cum laude, 2003
Bar Admissions
- Georgia
- Texas
Court Admissions
- US District Court for the District of Colorado
- US District Court for the Middle District of Georgia
- US District Court for the Northern District of Georgia
- US District Court for the Southern District of Georgia
- US District Court for the Eastern District of Texas
- US District Court for the Northern District of Texas
- US District Court for the Southern District of Texas
- US District Court for the Western District of Texas
Languages
- Spanish
Thought Leadership
Presentations
- Co-Presenter, "DC Update on Redlining Exams and Enforcement Actions," November 2-3, 2023
- Co-Presenter, "The Blind Squirrel of FCRA Litigation Management," Conference on Consumer Finance Law ," October 2022
Publications
- Co-Author, Chapter 4, "Fair Credit Reporting Act," Consumer Financial Services Answer Book 2024 Edition, Practising Law Institute, 2024
- "FCRA Overview and Case Law Update," State Bar of Texas, September 24, 2021
Press Release
Interests
Justin loves to read, listen to live music, and travel with family.
Community/Civic Activities
- Frisco Family Services, Board of Directors 2019 – 2021
Thought Leadership
Presentations
- Co-Presenter, "DC Update on Redlining Exams and Enforcement Actions," November 2-3, 2023
- Co-Presenter, "The Blind Squirrel of FCRA Litigation Management," Conference on Consumer Finance Law ," October 2022
Publications
- Co-Author, Chapter 4, "Fair Credit Reporting Act," Consumer Financial Services Answer Book 2024 Edition, Practising Law Institute, 2024
- "FCRA Overview and Case Law Update," State Bar of Texas, September 24, 2021
Press Release
Justin's Insights

Press Release
Apr 30, 2026
Six-Attorney Team Joins Hinshaw’s Consumer Financial Services Group
