John E. McPherson
John E. McPherson
Of Counsel
He/Him
"With nearly four decades of legal experience and an extensive knowledge of insurance compliance requirements, I am able to advise clients quickly and efficiently on multiple insurance regulatory matters."

John E. McPherson
Of Counsel
He/Him
"With nearly four decades of legal experience and an extensive knowledge of insurance compliance requirements, I am able to advise clients quickly and efficiently on multiple insurance regulatory matters."
About John
John focuses on insurance regulatory compliance and general business and corporate transaction law involving the insurance industry. John regularly represents insurers and insurance producers before the California Department of Insurance in connection with Holding Company Act compliance, mergers and acquisitions, reinsurance transactions, spin-offs of existing operations, agent and broker licensing, rewrite/renewal rights agreements, referral fee arrangements, and insurance company formation, licensing, and reorganization projects. His clients include insurance companies, insurance producers (brokers/agents), Insurtech firms, and other licensees.
In addition, John structures and provides regulatory counsel on a nationwide basis in connection with automobile extended service contract programs and advises a major US airline on its travel insurance program. John also regularly reviews and drafts a broad range of insurance documents, including insurance agent and managing general agent agreements, broker agreements, intercompany management and administration contracts, sub-producer agreements, and stock purchase and asset purchase agreements in connection with sales/purchases of insurance companies and insurance producers.
Areas of Focus
Experience
- Served as transaction counsel in a sale between a national insurance wholesaler, excess and surplus lines facility, and an insurance agent and broker company.
Recognition
- University of California Law San Francisco (f/k/a Hastings College of the Law), Order of the Coif
- San Diego State University, Phi Beta Kappa
Credentials
Education
- University of California Hastings College of the Law, JD, 1986
- University of California at Los Angeles, MA, 1982
- San Diego State University, BA, 1977
Bar Admissions
- California
Thought Leadership
Presentations
- Co-Presenter, "Consumer – Ancillary Products – Past, Present & Future State Regulatory Expectations," 2024 Auto Finance Seminar, Hinshaw & Culbertson LLP, Chicago, Illinois, May 16, 2024
Event
Insights for Insurers Alert
Interests
If John were not a lawyer, he would likely be an English professor. Prior to entering law school, he pursued a PhD in English, with a focus on the 17th-Century English poet John Milton and American literature from the Colonial Era through the mid-19th Century (a period known as the “American Renaissance”).
Community/Civic Activities
Current board member and chair emeritus of Spirit Series, a drama-based program that teaches ethics and critical thinking to students in Grades 4 – 8.
Thought Leadership
Presentations
- Co-Presenter, "Consumer – Ancillary Products – Past, Present & Future State Regulatory Expectations," 2024 Auto Finance Seminar, Hinshaw & Culbertson LLP, Chicago, Illinois, May 16, 2024
Event
Insights for Insurers Alert
John's Insights

Insights for Insurers Alert
Aug 26, 2024
NYSDFS Issues Final Circular for Insurers on Artificial Intelligence and External Data Use

Event
May 16, 2024
Driving Ahead Auto Finance Seminar: Insights from Industry Leaders