Hinshaw partners Scott Seaman and Jason Schulze have authored a new 13th Edition of the insurance law treatise, Allocation of Losses in Complex Insurance Coverage Claims, now available as a comprehensive two-volume set from Thomson Reuters.

Watch a video highlight of Scott Seaman's panel at the 2025 InsurerTech Summit on navigating artificial intelligence in the insurance industry.

Read Scott Seaman's insights on the future of environmental, social, and governance (ESG) regulations for the insurance industry under the new Trump Administration.

Read our latest alert explaining why regulating rate controls can backfire—driving up costs, lowering availability, and risking insolvency—while highlighting litigation costs and “social inflation” as key factors increasing premiums.

Read our white paper, "The Ultimate Social Inflation Survival Guide," to understand the complexities of social inflation and learn effective strategies for insurers and corporate policyholders to navigate its challenges in today's economic landscape.

Insurers and their corporate policyholders have been confronting social inflation since the 1970s. Social inflation, which is the increasing cost of defending and resolving claims, had been raging on—with various ebbs and flows—until the court closures and delays associated with the COVID-19 pandemic provided a temporary abatement in 2020.[i] Since emerging from pandemic-related shutdowns and court closures, insurers and their corporate policyholders have confronted something they have not encountered previously to any significant extent—social inflation coupled with substantial price level inflation. [ii]