Lanz Lipana advises financial services clients on regulatory compliance strategies involving both state and federal laws. He handles compliance matters for a range of FinTech companies, mortgage servicers and lenders, automotive finance companies, and collection agencies. Additionally, Lanz assists clients with navigating the Truth in Lending Act (TILA), Electronic Fund Transfer Act (EFTA), prohibitions on unfair, deceptive, or abusive acts or practices (UDAAP), and Federal Trade Commission (FTC) rules and guidelines.
With a legal background in licensing and regulatory research, Lanz has extensive experience assisting clients across heavily regulated industries, including consumer finance, mortgage, debt collection, money services business, and real estate. From resolving licensing issues to liaising with third-party vendors and state regulators, he helps clients determine the best compliance strategies for developing or expanding new product offerings, amending company structures and conducting business in all necessary jurisdictions.
Before joining Hinshaw, Lanz worked at an AmLaw 200 firm in California as part of its end-to-end licensing service for a variety of financial services companies and helped develop proprietary licensing management software as a service. Throughout his tenure, Lanz oversaw legal research and regulatory compliance projects to ensure companies were licensed to engage in business activities nationwide and authorized to complete acquisitions, changes in ownership, and company amendments.
During law school, Lanz interned for the U.S. Environmental Protection Agency, Region 2 Office in New York City where he focused on regulatory compliance with the Clean Air Act.
Lanz began his legal career at a global mediation and arbitration firm in downtown Los Angeles between college and law school. He also spent time abroad interning at a leading law firm in the Philippines within its Banking, Finance & Securities group.
Professional Affiliations
- American Bar Association
- Business Law Section
- Consumer Financial Services Committee
- Webinars and Roundtables Subcommittee, Young Lawyer Liaison, 2021– 2023
- Consumer Financial Services Committee
- Business Law Section
- California Lawyers Association
- Business Law Section
- Los Angeles County Bar Association
Honors & Awards
- Gonzaga University School of Law
- Dean's List
Presentations
- "Licensing: An NMLS Primer," American Bar Association Business Law Section Hybrid Spring Meeting Beer and Basics, Virtual Event, March 30, 2022
Publications
- Contributor, "Consumer Financial Services Committee: 2021 Year in Review," Business Law News, California Lawyers Association, Issue 1, 2022 (Annual Review)
News
Blog Posts
- California DFPI Announces Extension to Proposed Comment Period for Covered Person Registration Rulemaking Bonnie E. Dye, Lancelle S. Lipana
- Utah Governor Cox Signs Bill to Repeal Collection Agency Registration Requirements Lancelle S. Lipana, Dustin C. Alonzo
- Don't Be Fooled – April 1st Application Deadline for New Louisiana Virtual Currency License Bonnie E. Dye, Lancelle S. Lipana
- NMLS Renewal Season Is Here – Things to Keep in Mind When Renewing Your Company Licenses Bonnie E. Dye, Lancelle S. Lipana
- What the Veto of California's Digital Financial Assets Law Means for the Future of Cryptocurrency Regulation Bonnie E. Dye, Lancelle S. Lipana
- Fifth Edition of 50 State Guide on Student Loan Servicing Laws Now Available Vaishali S. Rao, Sarah E. King, Lancelle S. Lipana
Consumer Crossroads: Where Financial Services and Litigation Intersect
Personal
Lanz enjoys traveling, singing, and playing guitar.
Industries
Education
J.D., Gonzaga University School of Law, 2017
B.S., University of California – Berkeley, 2010
Admissions
- California
Languages
- Tagalog