Louis Manetti handles complex litigation matters as part of the Consumer Financial Services practice. He has extensive experience in appellate advocacy and the courtroom, having orally argued before the Illinois Supreme Court and the First, Third, Fourth and Fifth Districts of the Illinois Appellate Court. Louis consistently practices in the Northern District of Illinois litigating issues relating to CFPB regulations and the FDCPA. He also manages contested cases at the trial court level involving mechanics lien issues, the Truth in Lending Act, the Illinois Consumer Fraud Act, the Home Affordable Modification Program, the Illinois Collection Agency Act, removal to federal court and evidentiary hearings.
Prior to joining Hinshaw & Culbertson LLP, Louis spent nearly a decade practicing at a consumer finance litigation firm in Burr Ridge, Illinois. During his tenure, he served as the managing attorney for the appellate practice.
Louis began his legal career working as a clerk for a general practice plaintiff's firm and also for the Honorable Julia M. Nowicki (ret.), Circuit Court of Cook County, in Chancery Court.
- Illinois Appellate Lawyers Association, Director, 2017-2019
- Illinois State Bar Association, Member, 2007-present
- Women's Bar Association of Illinois, Member, 2016-present
Mortgage Foreclosure Litigation:
- Prevailed on appeal regarding bank business records. Successfully argued that the current loan servicer could lay foundation for the prior servicers' records.
- Drafted the brief and orally argued on appeal in a foreclosure case where the defendant alleged lack of standing. The court held that the plaintiff made a prima facie showing of standing, even though the note attached to the complaint was unendorsed.
- Drafted the brief on appeal that successfully reversed a trial court order holding that a foreclosure plaintiff was not entitled to a deficiency without further documentation at sale confirmation. The court held that a trial court can only require those documents listed in the Foreclosure Law to enter a deficiency judgment, and the trial court erred when it required additional documents that the statute did not specify.
Federal Consumer Finance Litigation:
- Successfully dismissed lawsuit under the Fair Debt Collection Practices Act when the plaintiff failed to articulate a viable claim.
- Defeated a lawsuit in Wisconsin district court by establishing that the claim and the defendant had no contact with Wisconsin.
- "FDCPA: A Refresher as to the Do's and Don'ts When Demanding Payment and the Mistakes to Avoid," Chicago Bar Association's Real Property Law, Condominium Subcommittee, Webinar, February 20, 2018
- "Chief Judge Wood Calls on Practitioners to Comply with the Appellate Rule for Jurisdictional Statements," The Brief: The Appellate Lawyers Association's Blog, August 4, 2017
- "The Persuasive Statement of Facts Reoccurring Expert Tips on How to Write and Effective Facts Section of a Brief," The Brief: The Appellate Lawyers Association's Blog, June 16, 2017
- "Showing the connection between statutory violation and injury: in Diedrich v. Ocwen Loan Servicing, LLC, the Seventh Circuit applies the Supreme Court's Spokeo analysis to the Real Estate Settlement Procedures Act," American Bar Association's Real Property, Trust and Estate Law Section eReport, March 2017
- "An Appellate Cautionary Tale: The Appellate Court Dismisses an Appeal for the Fourth Time in the Same Case in Oruta v. B.E.W.," The Brief: The Appellate Lawyers Association's Blog, February 10, 2017
- "Seventh Circuit Adopts a Federal Standard of Finality for Foreclosure Judgments," The Brief: The Appellate Lawyers Association's Blog, October 19, 2016
- Republished in the American Bar Association's Real Property, Trust and Estate Law Section eReport, November 2016
- "No Set Off After Foreclosure," Legal League 100 Quarterly, 3rd Quarter 2015
- "Counsel's Corner: Ruling Puts Lenders on the Hook for Unpaid Assessments," DS News, December 2015
- "The Supreme Power of a Postage Stamp: Recission under the Truth in Lending Act after Jesinoski," DS News, April 2015
- " The Supreme Power of a Postage Stamp," DS News Blackbook, January 2015
- "Illinois Appellate Court holds that Mortgages Originated in Violation of Licensing Statute are Void," Legal League Quarterly, 4th Quarter 2014
- Seventh Circuit Rules in Favor of a Debt Collector Regarding Steps to be taken in Compliance with the FDCPA and FCRA when a Debtor Disputes a Debt John P. Ryan, Louis J. Manetti Jr.
- Recent Illinois Court Decision Illustrates Pitfalls of Multiple Filings of a Mortgage Foreclosure Action
- Mortgage Foreclosure Alert: Attaching Promissory Note in Illinois Sufficient to Show Standing; but HUD Letters Require Proof of Dispatch
Consumer Crossroads: Where Financial Services and Litigation Intersect
Louis lives in the western suburbs of Chicago with his wife, Margaret Manetti, and their two children.
J.D., The Illinois Institute of Technology, Chicago-Kent College of Law, 2007
- Member, Chicago-Kent Law Review
B.A., magna cum laude, Philosophy, Theatre, Millikin University, 2004
- U.S. Court of Appeals for the Seventh Circuit
- U.S. District Court for the Central District of Illinois
- U.S. District Court for the Eastern District of Wisconsin
- U.S. District Court for the Northern District of Illinois