Ronald L. Kammer

Practice Focus
Ronald Kammer focuses on the representation of insurers nationally. He has been involved in many significant cases that interpreted an insurance company’s duty to defend and indemnify, breach of policy conditions, claims involving bad faith and unfair and deceptive trade practices, as well as coverage obligations for construction defect, pollution and patent infringement claims.

Mr. Kammer also handles first party coverage disputes, including claims involving breach of policy warrants, misrepresentation and fraud. He regularly provides advice to insurance carriers and policyholders on issues involving policy interpretation, claims handling practice and procedures, and the drafting of insurance policy provisions.

Mr. Kammer also practices in general civil litigation with an emphasis on claims arising from legal malpractice and insurance agents errors and omissions. He has tried cases and handled appeals involving insurance coverage, bad faith, highway design, construction defects, products liability, premises liability, automobile negligence and professional liability. In addition, he has served as an expert in legal malpractice, insurance coverage, bad faith and attorney fee disputes.
Professional Background
Mr. Kammer is a Director of Hinshaw & Culbertson LLP’s Florida Region and is also the partner-in-charge of the Miami office.

He holds the AV® Peer Review Rating from Martindale-Hubbell, its highest rating for ethics and legal ability. In addition, since 2006, Mr. Kammer has been selected annually for inclusion in “The Best Lawyers in America®” in the area of legal malpractice law. In 2008 and again in 2009, Mr. Kammer was named to the Super Lawyers list in the area of Insurance Coverage by Florida Super Lawyers magazine.
Publications and Presentations
Mr. Kammer has written a number of professional journal articles relating to insurance coverage issues. Among them are:
  • “Can Excess Insurers Assert a Late Notice Defense?” Coverage, May/June 2003.
  • “Is it Bad Faith to Settle on Behalf of One, But Not All of Your Insureds?” Coverage, January/February 2002.
  • “Professional Liability, To Report or Not to Report,” FloridaLawyer, September 2001.  
  • “Professional Liability, Covered or Bare?” FloridaLawyer, September 2000.
  • “Avoiding Bad Faith in Multiple Insured/Multiple Claims Situations,” Coverage, November/December 1998.
  • “Can an Insurance Company Commit Bad Faith When Prosecuting Its Complaint for Declaratory Relief?” Coverage, September/October 1997.
  • “Lead Poisoning: The Asbestos of the 1990s Claims, Liability & Coverage,” IDC Quarterly, First Quarter 1995.

Mr. Kammer frequently lectures on coverage issues before professional audiences, addressing such topics as:
  • “Insurance Coverage Issues and Trends”
  • “One Occurrence Becomes Two: Addison Insurance Co. v. Fay
  • “Has the Paradigm Shifted? The Role of Judicial and Legislative Activism in the Resolution of Insurance Coverage Disputes”
  • “Critical Insurance Considerations”
  • “Bankruptcy v. Limited Insurance Proceeds”
  • “Insurance for Defective Construction”
  • “Top East Region Appellate Decisions”
  • “First Party Bad Faith”
  • “Interpreting Lawyers’ Professional Liability Policies – Recent Decisions and Recurring Issues”
  • “The Future of Litigation Management Guidelines: Options Beyond the Billable Hours”
  • “The Enhanced Risk of Inconsistency”
  • “Tactical, Strategic and Ethical Issues Concerning The Prosecution of a Coverage Action During the Pendency of the Underlying Action"
  • “Mediation and Construction Defect Coverage Issues”
  • “Questions that Arise in Professional Liability Insurance Policies – the Who, What, How Many and How Much”
  • “Insurance Issues that Impact Lawyers”
  • “Emerging Bad Faith Issues”
  • “Insurance Coverage and Declaratory Judgment Actions”
  • “Insurance Coverage for Construction Defect Claims”
  • “Insurance Coverage for Design Professionals”
  • “Insurance Law: Third Party Coverage in Florida”
  • “Settlement Considerations in Building Defect Cases”
  • “The Role of Coverage Counsel in the Mediation of Construction Defect Cases”
  • “Ethics Update for Florida Lawyers”