Ronald Kammer focuses on the representation of insurers nationally. He has been involved in many significant cases that interpreted an insurance company’s duty to defend and indemnify, breach of policy conditions, claims involving bad faith and unfair and deceptive trade practices, as well as coverage obligations for construction defect, pollution, trademark and patent infringement claims. Mr. Kammer also practices in general civil litigation with an emphasis on claims arising from legal malpractice and insurance agents’ errors and omissions.

Mr. Kammer also handles first party coverage disputes, including claims involving breach of policy warrants, business interruption, misrepresentation and fraud. He regularly provides advice to insurance carriers and policyholders on issues involving policy interpretation, claims handling practice and procedures, and the drafting of insurance policy provisions.

He has tried cases and handled appeals involving first and third party insurance coverage disputes including property, commercial general liability, excess and umbrella, professional lines and commercial automobile policies, bad faith, enforcement of covenants not to compete, highway design, construction defects, products liability, premises liability, automobile negligence and professional liability. In addition, Mr. Kammer has served as an expert in legal malpractice, insurance overage, bad faith and attorney fee disputes. Mr. Kammer is an active member of the American Bar Association’s Insurance Coverage Litigation Committee, on which he represents the insurance industry as a national co-chair. Previously he served on the Long-Range Planning Subcommittee and Programming Committee. Mr. Kammer has served as a co-chair for the insurance industry on the Construction Coverage Committee, Advertising and Personal Injury Committee and the Bad Faith Subcommittee. He was an associate editor for the Committee’s newsletter, Coverage. In March 2005, he was the co-chair of the Committee’s annual meeting in Scottsdale, Arizona.

Mr. Kammer is the Partner-in-Charge of Hinshaw & Culbertson LLP’s Miami office. He is also the Business Development Partner of the firm’s Specialty Litigation & Insurance Coverage Department and a past regional director for the firm.

He holds the AV® Peer Review Rating from Martindale-Hubbell, its highest rating for ethics and legal ability. In addition, since 2006, Mr. Kammer has been selected annually for inclusion in “The Best Lawyers in America®” in the area of legal malpractice law. Since 2008, Mr. Kammer has been named annually to the Super Lawyers list in the area of Insurance Coverage by Florida Super Lawyers magazine.

In July 2011, Mr. Kammer was chosen as on of the Florida Legal Elite™ for 2011 in the area of Insurance, by Florida Trend magazine. Mr. Kammer has written a number of professional journal articles relating to insurance coverage issues. Among them are:

• “Something is Rotten in Denmark (and Florida) – Is there Insurance Coverage for the Chinese Drywall Problem?” co-author, HarrisMartin Chinese Drywall Litigation Conference, June 2009.
• “Can Excess Insurers Assert a Late Notice Defense?” Coverage, May/June 2003.
• “Is it Bad Faith to Settle on Behalf of One, But Not All of Your Insureds?” Coverage, January/February 2002.
• “Professional Liability, To Report or Not to Report,” Florida Lawyer, September 2001.  
• “Professional Liability, Covered or Bare?” Florida Lawyer, September 2000.
• “Avoiding Bad Faith in Multiple Insured/Multiple Claims Situations,” Coverage, November/December 1998.
• “Can an Insurance Company Commit Bad Faith When Prosecuting Its Complaint for Declaratory Relief?” Coverage, September/October 1997.
• “Lead Poisoning: The Asbestos of the 1990s Claims, Liability & Coverage,” IDC Quarterly, First Quarter 1995.

Mr. Kammer was the Chair of the 2010 HarrisMartin Chinese Drywall Litigation Conference. He frequently lectures on coverage issues before professional audiences, addressing such topics as:

• “East Region Construction Defect Insurance Issues”
• "Chinese Drywall Litigation"
• “When the Barn is Blazing: Recent Developments in Law on Montrose Endorsements, ‘Prior Knowledge’ Exclusions and Limitations, and the True Meaning of Fortuity”
• “Insurance Coverage Issues and Trends”
• “One Occurrence Becomes Two: Addison Insurance Co. v. Fay”
• “Has the Paradigm Shifted? The Role of Judicial and Legislative Activism in the Resolution of Insurance Coverage Disputes”
• “Critical Insurance Considerations”
• “Bankruptcy v. Limited Insurance Proceeds”
• “Insurance for Defective Construction”
• “Top East Region Appellate Decisions”
• “First Party Bad Faith”
• “Interpreting Lawyers’ Professional Liability Policies – Recent Decisions and Recurring Issues”
• “The Future of Litigation Management Guidelines: Options Beyond the Billable Hours”
• “The Enhanced Risk of Inconsistency”
• “Tactical, Strategic and Ethical Issues Concerning The Prosecution of a Coverage Action During the Pendency of the Underlying Action"
• “Mediation and Construction Defect Coverage Issues”
• “Questions that Arise in Professional Liability Insurance Policies – the Who, What, How Many and How Much”
• “Insurance Issues that Impact Lawyers”
• “Emerging Bad Faith Issues”
• “Insurance Coverage and Declaratory Judgment Actions”
• “Insurance Coverage for Construction Defect Claims”
• “Insurance Coverage for Design Professionals”
• “Insurance Law: Third Party Coverage in Florida”
• “Settlement Considerations in Building Defect Cases”
• “The Role of Coverage Counsel in the Mediation of Construction Defect Cases”
• “Ethics Update for Florida Lawyers”