Representative Matters

Sina Bahadoran exclusively represents insurance companies in high profile insurance coverage litigation and market conduct (bad faith) matters throughout the United States. He focuses primarily on commercial general liability, errors and omissions (lawyers, agents, accountants), directors and officers, and employment practices liability policies.

As national counsel for several insurers, Sina has handled litigation in approximately 41 states, most frequently the southeast. His appellate practice includes notable appearances in the Florida Supreme Court and the U.S. Court of Appeals for the Eleventh Circuit, including matters of first impression.

Sina also counsels clients regularly on claims handling, including corporate insurance transactions and insurance regulations issues. For his non-admitted clients, he has extensive experience in policy drafting and product development, including D&O and EPL policies, as well as products specific to the construction and life sciences industries. Recently, he helped negotiate the terms of a management liability policy for a client charged with overseeing a multi-billion dollar settlement involving the financial services industry, as well as developing a product coverage for claims under the Foreign Corrupt Practices Act (FCPA).

He lectures on emerging topics and frequently leads seminars for clients on trends in the law and suggestions for more efficiency in their claims handling protocols.

Client Choice Feedback: "He has earned my trust over years of experience, and without exception, everyone to whom I have recommended him has remarked about his exceptional talent."

Professional Background

Sina joined Hinshaw & Culbertson LLP in December 2003. He is a member of the firm's Executive Committee, and a previous co-chair of the firm's Insurance Services Practice Group.

Before joining Hinshaw, he represented policyholders at the law firm of VerPloeg & Lumpkin. During law school, he served as a judicial intern to the Honorable George A. O'Toole, Jr., U.S. District Court, District of Massachusetts.

Professional Affiliations

  • American College of Coverage and Extracontractual Counsel, Fellow (2017)

  • American Bar Association
    • D&O Insurance Subcommittee, Co-Chair (2012–2014)
    • CGL Subcommittee, Co-Chair (2010–2012)

Honors & Awards

  • Selected by his peers for inclusion in "The Best Lawyers in America®" since 2018 for Insurance Law
  • Recognized as a "Super Lawyer" by Florida Super Lawyers magazine (2016–2017)
  • Recipient of the 2014, 2015 Client Choice Award – USA & Canada, recognized for Insurance & Reinsurance in Florida
  • Recognized as a "Rising Star" by Florida Super Lawyers magazine (2009, 2011, 2013, 2014 and 2015)

Representative Matters

A sample of his trial and appellate successes include:

  • Anda, Inc. v. Gemini Ins. Co., 2015 WL 1020873 (S.D. Fla. 2015) (no coverage for suit by Attorney General of West Virginia against pharmaceutical distributor for opioid abuse in the state)

  • Twin City Ins. Co., v. CR Techs., Inc., 2015 WL 1055382 (S.D. Fla. 2015) (no coverage for $1.2 million civil theft judgement under D&O policy)
  • James River Ins. Co. v. Med Waste Management, LLC, 46 F.Supp.3d 1350 (S.D. Fla. 2014) (no coverage for $10,000,000 class settlement for TCPA violations under general liability policy)  
  • Maxum Indemnity Co. v. Flaingan and Associates Ins., Inc., 2013 WL 3389449 (M.D. Fla. 2013) (no coverage for agent liability under agent E&O policy's retroactive date)
  • James River Ins. Co. v. Fortress Systems, LLC, et al., 2012 WL 6154281 (S.D. Fla. 2012) (no coverage for $10.5 million provision consent judgment involving a defective nutritional supplement under general liability policy)
  • AIG Premier Ins. Co. v. RLI Ins. Co., 2011 WL 4347197 (M.D. Fla. 2011) (first impression; nullification of competing insurer's "super excess" clause under Florida law)
  • James River Ins. Co. v. Maier, 2011 WL 2651799 (S.D. Ga. 2011) (no coverage under insurance agent’s errors and omissions policy)
  • HC Waterford Props., LLC v. Mt. Hawley Ins. Co., 2009 WL 2600431 (S.D. Fla. 2009) (no coverage for developer damages under conversion and breach of contract exclusions)
  • Zurich Amn. Ins. Co. v. Frankel, et al., 2007 509 F.Supp. 2d 1303 (S.D. Fla. 2007) (no coverage for $1.8 million consent judgment due to breach of cooperation clause)
  • Wilson ex rel. Estate of Wilson v. Gen. Tavern Corp., 469 F.Supp.2d 1214 (S.D. Fla. 2006) (no coverage for $1.85 million consent judgment under employer's CGL policy)
  • Travelers Indem. Co. of Ill. v. Royal Oak Enters., 429 F.Supp.2d 1265 (M.D. Fla. 2004), aff’d, 171 Fed.Appx. 831 (11th Cir. 2006) (dismissal of statutory and common law bad faith claims)


  • "Are You Still Covered? D&O Insurance After the Facebook IPO, the JOBS Act, and Efforts to Curb Clawback Coverage," American Bar Association 2013 Insurance Coverage Litigation Committee Meeting, March 2013.
  • "Plan and Prepare, Part Three: The Roles of the Responders," Hinshaw's 2011 Insurance Services Symposium, Chicago, Illinois, October 2011.
  • "Insurance Coverage for IP Disputes," ABA Insurance Coverage CLE Conference, Tucson, Arizona, March 2011.
  • "From the Outside Looking In: Effective Management of Underlying Litigation Where Coverage is Disputed," Hinshaw's Annual Insurance Services Symposium, Chicago, Illinois, October 2010.
  • "A Legislature Sets the Standards: The Texas Quick Pay Statute – Where Did it Come From? Will it Spread?," Hinshaw's 2009 Insurance Services Symposium, Chicago, Illinois, October 2009.
  • "Evaluating Tenders from Additional Insured and Indemnitees," client live webinar, October 2009.


Mr. Bahadoran's publications include:

  • "High Court asked if Ambiguity Resolved with Extrinsic Evidence," co-author, Daily Business Review, June 5, 2012.
  • "Something is Rotten in Denmark (and Florida) – Is there Insurance Coverage for the Chinese Drywall Problem?" co-author, HarrisMartin Chinese Drywall Litigation Conference, June 2009.
  • "The Medical Malpractice Policy's 'Deems Expedient' Clause: Cause to Reconsider the Theory of a Static Duty of Good Faith," Professional Liability Underwriting Society Journal, August 2006.
  • "A Red Flag: Controlling Mediator Bias in Cross-Cultural Mediation," Massachusetts Family Law Journal (2000); excerpts published in Jay H. Folbert et al., "Resolving Disputes: Theory and Practice for Lawyers" (Aspen Law and Business, 1st ed., 2005).


J.D., Boston College School of Law, 2001

B.A., summa cum laude, University of Tennessee, 1997