Representative Matters

John Cavo focuses his practice in the area of insurance coverage litigation. His experience extends to first and third party coverage, professional liability coverage, reinsurance, and automobile and trucking insurance.

Mr. Cavo is involved in all phases of insurance coverage litigation at both the state and federal levels and has counseled insurance companies with respect to issues concerning bad faith.

Mr. Cavo also handles various appeals in both state and federal courts in Florida.

Professional Background

Mr. Cavo joined Hinshaw & Culbertson LLP in May 2008. Previously he was an associate at Franklin Legal Group in Miami, where he practiced in the area of insurance coverage.

In addition to Mr. Cavo’s other law school accomplishments, he participated in the Tulane University National Sports Law Moot Court Competition and the Wagner National Labor Law Moot Court Competition, and was the recipient of a number of St. Thomas Achievement Awards, including Criminal Law, Legal Research, Writing and Analysis, Appellate Advocacy, Constitutional Law II, Property I and Administrative Law.

As part of his law school studies Mr. Cavo spent a summer studying international environmental law and comparative trial practice and procedure at the Royal College Maria Cristina Escorial in Spain.

Professional Affiliations

  • The Florida Bar, Defense Research Institute
  • American Bar Association, Tort & Insurance Practice Section

Representative Matters

A selection of Mr. Cavo’s representations cases includes:

  • Mt. Hawley Ins. Co. v. Dania Distribution Centre, Ltd., 09-61275-CV-Cooke; ___ F. Supp. 2d ___; 2011 WL 346528 (S.D. Fla. Jan. 31, 2011) (obtained summary judgment that insurer did not owe any duty to defend or indemnify insureds in a case where a $19 million consent judgment was entered against the insureds) (currently on appeal).
  • Barron v. Miranda Constr. & Development, Inc., No. 10-14103-CV-Graham; ___ F. Supp. 2d ___; 20110 WL 5677913 (S.D. Fla. Dec. 20, 2010) (obtained summary judgment that insurer did not owe any duty to defend or indemnify insured for construction defect claim by homeowners).
  • Kenneth Cole Productions, Inc. v. Mid-Continent Cas. Co., No. 10-21732-CV-Jordan; ___ F. Supp. 2d ___; 2010 WL 5684403 (S.D. Fla. Nov. 29, 2010) (obtained summary judgment that insurer did not owe any duty to defend or indemnify insured where liability was alleged to arise out of a joint venture that was not a named insured under the policy).

Hinshaw Publications


J.D., magna cum laude, St. Thomas University School of Law, 2000

  • Editor-in-Chief, St. Thomas Law Review
  • Treasurer, Moot Court Board
  • Member, Dean’s List

B.A., Political Science / Forensic Science, State University of New York at Oswego, 1996

  • Member, Dean’s List
  • Member, President’s List
  • Member, Pi Signa Alpha Honor Society